Our pro cut our insurance in half, from $787 for 6 months to $420. Same cars, same coverage, different insurance company.
Shannon G.
Auto & Home Insurance Experts Who Have Your Back
Tired of hunting for the right insurance? Our RamseyTrusted® insurance pros shop the market and compare auto and home insurance quotes—so you don’t have to.
Benefits of Bundling
- Discounted rates: You may be eligible for a discount anywhere from 5–25%.
- Convenience: Save time by having a pro shop the market and compare rates for you.
- Coverage: Some states make it harder for residents to get insured. Bundling may be a way to get around this.
Who Are RamseyTrusted Pros?
Your Trusted Guides to Insurance
RamseyTrusted agents are interviewed, vetted, and coached to make sure they’re market experts who have your best interest at heart.
Saving You Time and Money
Your pro will shop the insurance market and compare quotes, discounts, and bundling deals for you, so you can sit back, relax, and know that you’re getting the right coverage.
Protecting What Matters
RamseyTrusted pros make sure you have all the coverage you need and nothing you don’t—so you’ll get the right insurance that could save you BIG TIME down the road.
Finding the right insurance has never been easier.
Enter Your Zip Code
This first step will match you with a RamseyTrusted insurance pro.
Pro Contacts You
Your pro will contact you within 24 hours and answer all your policy-related questions.
Pro Compares Quotes
They’ll compare quotes from multiple carriers to find you the right policy at the best price.
Learn the Smarter Way to Do Home and Auto Insurance
Home and auto insurance can be confusing. Sign up to get Ramsey's no-nonsense advice, including free access to Dave's video from Financial Peace University (normally $80). Plus, guides and resources sent right to your inbox!
Five years ago, a Ramsey ELP was only going to save me $120 a year on my home and car. I checked again a month ago, and it was saving me $900. This helps me a lot. I’m a single dad who works full time and cares for my special needs adult daughter.
Brian H.
What an absolutely wonderful experience it was to work with a Ramsey insurance ELP and move my business to them, thanks to a net savings of about $600/year on my home and auto insurance.
Scott M.
If you’re looking to save on insurance, have one of Ramsey’s pros shop insurance for you. Mine saved us over $1,000 per year and got us more coverage! 🙌
Tracey B.
Very pleased! We get great prices and peace of mind . . . Best part? Zero extra cost. You pay nothing for Ramsey doing the work and bringing you these top-notch performers.
Sid W.
Only pros and providers who do whatever it takes to help you win earn the RamseyTrusted shield. And when it comes to insurance, these folks are determined to get you the coverage you need and nothing you don’t. Seriously—we’d send our moms to them (and most of us have).
Frequently Asked Questions
About the Pros
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What's an ELP?
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Endorsed Local Providers (ELPs) are insurance pros we trust to serve our customers. ELPs are licensed insurance agents who live and work all over the country. They partner with Ramsey because they believe the same thing we do: that getting the right car insurance coverage is an important part of protecting your financial future.
Learn how Ramsey Solutions helps people take control of their finances. Or take a minute to meet our founder, Dave Ramsey. -
Are these pros independent, or do they work for a specific company?
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Independent. They can compare car insurance quotes from multiple insurers to find you the best coverage.
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Why work with pros Ramsey recommends?
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They’re reliable, so they’ll be there when you need them. And they’ve got the heart of a teacher, so they’ll actually help you understand your car insurance.
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Does working with an ELP cost extra?
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Nope! You just pay your insurance premium like normal—no catch, no extra costs.
About Car Insurance
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Are these car insurance quotes free?
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Yes! In fact, most companies will give you a free car insurance quote—so you should never have to pay for one.
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What kind of car insurance do I need?
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Everyone needs liability insurance. Depending on your car, you may also need comprehensive or collision insurance. Need all three? You’re looking at full coverage.
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How much car insurance do I need?
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We usually recommend at least $500,000 in liability. (That may sound like a lot, but medical bills, car repairs and lawsuits can easily cost hundreds of thousands of dollars after an accident.) For comprehensive and collision insurance, carry enough coverage to buy a vehicle of similar value if yours gets totaled.
Here’s a breakdown of how much car insurance to get—plus what to avoid and why it matters.
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I drive a different type of vehicle. Do I still need car insurance?
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Yes! Whether you’re driving a truck, motorcycle, commercial vehicle or even a boat, you need insurance.
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What affects car insurance costs?
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Lots of things—like your age, driving record, type of car and state laws. See what else affects your rate and how you can save.
Ready to Get Started?
How Much Car Insurance Do I Need?
Figuring out how much car insurance do you need is hard because, let’s face it, car insurance is confusing. That’s why we’re going to show you exactly what you need.
Ramsey Solutions
Why Is My Insurance So High in 2024?
Car and home insurance rates are through the roof—but why? You’ve got questions, I’ve got answers! (And ways to save.)
George Kamel
8 Types of Insurance You Can't Go Without
With so many types of insurance to choose from, it's hard to know what you need and what you don't. So, let’s go over the eight types of insurance you can’t go without.
Ramsey Solutions